Friday, May 3, 2013
CF Awareness Month Blog #3 - $$$
Doctor visits, for example, without insurance: 1/2 hour (maybe!) with seeing an Endocrinologist this winter = $815.00 without insurance.
CF Clinic visit: $4, 229.00 without insurance -- I have clinic visits 4 times a year ($16,916/year). We do not pay this much, I do have insurance!
I have to take 2-5 digestive enzymes with every meal - I wouldn't be able to eat if I couldn't afford my enzymes. I take a several vitamins daily (that I pay for over the counter...take a walk down the vitamin aisle one day and see how much a bottle of Calcuim+D vitamins are...), oral antibiotics when needed (as long as insurance approves them), plus 4-6 nebulized medications daily along with my Vest. The Vest alone would have been tens-of-thousands of dollars. Not to mention my Pulmozyme which is several thousand dollars a month - without insurance!
With all of this said, I am very, very lucky be this healthy so that I can work full-time and have great benefits. I am able to afford every medication that I need, and all of my insurance deductibles/out of pocket fees. Do I want to have so much in medical expenses per year that I'm able to deduct them from my taxes...no...but if that's what I have to do to keep living the quality of life that I am now...then so be it. Things could be so much worse, and unfortunately there are CF patients who do...
What do I have to complain about? I can afford my medications. I'm happy. I'm healthy. I'm living a wonderful life. :-)